Looking for Florida SR22 insurance quotes? Yes, SR22 insurance can be costly sometimes, but you really shouldn’t pay more than you have to. Compare Florida SR22 insurance quotes online now and see if you could save up to 35%!
Completing the simple on-line form takes only a couple of minutes and gives you quotes from different insurers, allowing you to choose the right policy for you. When it comes to calculating auto insurance premiums, different insurance companies use different formulas. You will be surprised how much the price can vary. Often, discounts rates are offered only to new customers and it is worth switching insurance providers.
What is Florida SR22 anyway?
Florida SR22 insurance, as its usually known as, isn’t really a type of Florida auto insurance. Top put it simply, SR22 is the name of the document which is used by insurance companies to verify that a person is compliant with the minimum limits of liability required.
SR22 form is submitted by your car insurance company to the Florida’s Bureau of Financial Responsibility, only if you are required to file such proof of liability insurance. Driving under the influence, suspension for too many points or driving uninsured are some of the reasons why you may be required to have SR22 insurance in Florida.
Florida No Fault Insurance Requirements
Florida No Fault Insurance Law indicates that the minimum requirements for a car insurance policy are Personal Injury Protection (PIP of $10,000 and Property Damage Liability (PDL) of $10,000. For SR22 Insurance, Bodily Injury Liability (BIL) is added on top of the minimum requirements. In Florida, SR22 will require minimum Bodily Injury Liability limits of $10,000 per person and $20,000 per accident. Combined single limit of liability, $30,000, will also be sufficient to fulfil this requirement.
Florida SR22 Fees
Regardless of the fact that you are required to file a SR22 form, the premium for BIL will not be increase by your insurance company. A $15 filing fee is the only additional cost for you.
However, if SR22 form filing is required you will pay more for your auto insurance. Its not because of the SR22 filing, but rather because of the reasons stated above – DUI, too many points on your license for traffic violations, driving without insurance.
If you do not comply if mandated by the Bureau of Financial Responsibility, vehicle license plate and or your driver’s license will be suspended. If this happens, in addition to the filling fee, reinstatement fees will apply.
Cheap Florida SR22 Insurance
Is it possible to find the cheapest car insurance in Florida? Of course, it is! All you have to do is compare quotes from different companies and select the right quote for you. Yes, it is that simple and yes, comparing SR22 insurance quotes is absolutely FREE!
Bare in mind that having to file a SR22 Form is not the only factor insurers take into consideration. Driving a car which has safety features, having a goo credit score and living in a nice area will all add up to the savings and result in cheaper cover. Believe it or not, it is possible for drivers with SR22 insurance to pay less than other motorists.
What are you waiting for? Compare FREE Florida SR22 insurance quotes now and see if you could save up to $600!